Product Manager Loans - Cape Town Verfied

Salary Negotiable Cape Town, Western Cape Cape Town, Western Cape more than 14 days ago 14-04-2014 7:58:54 AM
12-05-2014 7:58:54 AM
Develop and grow the current loans product into different products and offerings, you will have a solid understanding of a financial product such as cards or loans. You will have a technical mind set and understand the broader commercial role in which financial services companies operate. This is a highly specialized role and therefor experience and a degree is a necessity

KPI’s

New Customer Growth through implementation of new products or enhancement of existing products
Identify new opportunities & develop relevant business cases to assess feasibility
Accountable for effective implementation and execution of product development strategies
Provide in-depth market and competitor analysis
Engagement required with Finance, Sales, Operations and Risk departments to ensure robustness of business cases and product development strategies
Input and liaison with marketing team to ensure development of innovative marketing programs and communication strategies to deliver on growth objectives
Engage with Legal & Compliance to ensure that all products are compliant
Manage, retain and grow the existing customer base (increase book growth) via development of appropriate existing customer management strategies
Revise and review product pricing strategies
Assist Sales Team in the development of sales tools required to drive sales and turnover within the retail partner network
Input and liaison with marketing team to develop innovative marketing programs and communication strategies
Engage with Legal & Compliance to ensure that all products are compliant
Ensure effective cost management & maintain expenses within the agreed budget range

Requirements

Bachelor’s Degree or Diploma in Commerce.
4 years experience in Product Management role within Commercial Business unit
Overall business understanding
Experience of delivery & good performance within areas of accountability (application of knowledge & skill)
Excellent written and oral communication skills including presentation experience to large and diverse audiences
Experience using Microsoft PowerPoint, Excel & Word
Technical & Functional knowledge
Sound understanding of product management
General understanding of functional areas that influence the implementation of changes to existing products or the launch of new products ie: Finance, Risk, IT, Collections, Sales etc;
Strong negotiation skills