Senior Credit Analyst
Sandton

R455,000-R520,000

BCom (Honours) / Relevant tertiary business qualification

Responsible for the total credit risk of a portfolio of South African corporate and/or institutional counterparties in order to minimize any potential losses

· At least 3-5 years relevant corporate, institutional and banking credit (preferable) experience in the banking or insurance environment within an overall credit portfolio context
· Previous experience in assessing and monitoring of debt structuring transactions and debt syndications
· Responsible for the credit risk management of analyst’s South African portfolio: identifying, measuring, monitoring and managing credit risk for all product types on a single obligor, group and portfolio basis
· Critical assessment of credit risk of new companies falling in the analyst’s portfolio (the portfolio may change from time to time)
· Financial analysis and Credit Rating Process to be accurate and updated as and when new information becomes available
· Document analysis in the standard Credit Application Format – information should be accurate, complete, comprehensive and of good quality
· Close consultation with Credit Portfolio Management (“CPM”) to enable CPM to calculate accurate Risk-Return-Rewards
· On-going monitoring of transactional and credit risk aspects in analyst’s portfolio
· Monotoring and management of allocated industries
· Assist CPM with proposals on Economic Capital limits per sub-sector
· Assist various Risk Departments with the implementation of new transactions
· Assist the Legal Department where necessary with the legal implementation of documents
· Assist the Legal Treasury Advisor with information pertaining to Facility Agreements, ISDA, ISMA and CSA documentation

Consider your application unsuccessful should you not be contacted within 7 working days