I am trustworthy, reliable and responsible individual who is patient and smartworking. I am a self-motivated, diligent individual who is committed to achieving high standards of competence and professionalism in whatever I do. Challenge to succeed at new task always increases my eagerness to learn which is why I am confident that I will succeed in meeting the requirement of any position that meets my experience and skills. My skills involve: credit assessment, risk management, credit risk management, credit and data analysis, customer service, negotiating, analytical, time management, problem solving and pc literacy skills