My name is Nkopane Daniel Mokoena .I hold a Higher Certificate in Criminal Justice and Forensic Investigations through UJ ,I also have Certificate in Investigation of Financial crimes through University of Pretoria. In 2017 I dedicated my time in the Personal Loan Fraud department to obtain knowledge and skills in curbing fraud ,minimizing the risk factors. It has also allowed me to witness fraud analysis and investigation, identifying cases, recommending courses of action, analyzing high-risk business,maximising restitution efforts to achieve funding recoveries.Now that Im now in the Fraud detection space it has helped me more to be able to Detect and analyses the fraud