With over 40 years’ experience in IT, and having performed many roles during my career, I believe that I can make a substantial contribution to any organization in the Financial-, Banking- and Retail Industries. I have extensive experience in Payments and Acquiring, Banking Self-service, and EFT-POS platforms, and to a lesser extent on Retail/Fuel POS and Digital Channels (Mobile Banking, Internet Banking, Agency Banking). I also have extensive experience in Application-, Systems- and Project-Development Life Cycles (from conception through to implementation), Business Analysis, Solution Design, Product Management, Maintenance and Support, and I attempt to remain abreast of the latest developments in Technology. I have been managing Projects since 1989, and obtained a Diploma in Project Management (PMBOK) in 2000. I completed an Agile course in 2016, and have managed more than 30 projects during my career. I have performed the role of Program Manager on a number of occasions. Due to my solid hands-on technical background, I have acquired a skill-set which enables me to assist clients with defining business requirements, and to design a solution using "best-of-breed" technologies available in the market to accomplish their business objectives.