I am a young determined, dedicated, hardworking, reliable and a team player. I'm a fast learner, able to adapt very quickly, I handle situations and problems with innovation and creativity. I usually focus on results and achieving personal work objectives and I manage pressure effectively and cope well with setbacks. Self-management and results-driven behaviour with attention to detail and high levels of accuracy. I hold a B Tech in Credit Management, with 1 year of experience in consulting and support services and 7 months in accounting & auditing. While I have a comprehensive Credit Management background, my emphasis is banking. I feel that Standard Bank places prominence in similar areas and having the privilege of serving in a bank with you will give me that further exposure I need to advance my career. Thank you for taking the time to consider this application and I look forward to hear from you in the near future. Sincerely, Thabane R. Shabalala (***)-***-**** ****@*****.***