Good day My career path has always been in credit, in one form or another. I have underwritten, sold and serviced various industry types, on commercial, industrial and personal funding. While being in the sales and service industry for most of my career, building and keeping relationships with external suppliers/clients is what I enjoy. I base my assessments on fact that I can substantiate, but no decision is ever without some gut feel when assessing on credit risk. I have always tried to keep the communication line between sales and admin/credit as clear and open as possible for all parties to understand how the end result was decided on. I believe a client treated with respect and keeping them informed at all costs is what makes a good mutual and respected business partnership.