Position : Car Dealership F & I Consultants Required
Position based in : Johannesburg
Employment Type : Contract & Permanent
Date Advertised : 29/10/2019
Closing date : 15/11/2019

Purpose
To provide an efficient service to Customers and the Dealership through vehicle finance and the
sale of approved products in order to maximize gross profit.

Key Performance Areas:
The Incumbent will be responsible for the following, but no limited thereto:
- Sell approved finance and insurance products and meet set targets;
- Identify individual customer financial and insurance needs;
- Offer specialized finance and insurance products to new customers at a profitable second gross profit rate;
- Ensure accurate completion of finance and insurance application form;
- Ensure final check and dealer internal delivery requirements have been adhered to;
- Give final release of each and every approved transaction (cash and financed);
- Ensure all conditions and requirements from either bank or insurance company has been fulfilled;
- Ensure all deposits or cash has been paid & release note is issued for financed deals;
- Establish and maintain good professional and effective relationships with banks, insurance and other providers;
- Consult and advise customers on Finance & Insurance products available;
- Accurately and thoroughly complete and forward all applications to banks and insurance providers;
- Review all collected Natis documents for trade inns;
- Participate in the F&I Retention program to maximize opportunities that arise from End of Term or Early Settlements;
- Ensure statutory compliance and that the dealership complies with all requirements as set out by the NCA, FAIS and FICA acts, record keeping & audit requirements;
- Monitor finance and insurance product sales progress;
- Update daily progress report of Second Gross Sales on DOC (Daily Operating Control);
- Review basic monthly statistics of market penetration at banks and insurance providers;
- Administration of finance and insurance data.

Minimum Skills and knowledge required
- Senior Certificate (Grade 12)
- Computer literacy (Office suite)
- Knowledge of the (NCA) – National Credit Act – NCA Qualification
- Knowledge of the (FAIS) – Financial Advisory and Intermediate Service Act
- FAIS NQF 4 (minimum 140 Credits, all listed on INSETA) (non-negotiable)
- Knowledge of the requirements of (FICA) – Financial Intelligence Centre Act.
- RE 1 Qualification (non-negotiable)
- Minimum 3 years’ experience as a Finance and Insurance Business Manager in the Motor Industry

Personal Attributes:
- Ability to negotiate various finance options and schemes available;
- Ability to fit into a team environment;
- Competitive and results driven;
- High levels of integrity;
- Full of energy and passionate about customer service;
- Professional and responsible.