The ideal candidate for this role will work with a team of analysts and be responsible for managing the credit risk, develop risk policies and strategies that will reduce credit risk to the business and assist in making profitable credit decisions.

Qualifications & Accreditations

A numerate degree e.g. BCom, B Bus Sci, B Eng, BSc

Experience & Skills

Minimum of 4 years experience as an analyst in the credit risk environment
Proven experience with scorecards, analytics and portfolio modelling
Advanced computer literacy skills with a high proficiency in MS Excel and SQL
The ability to integrate and interpret numerical and statistical information
Project management experience is essential

Key Performance Areas

Credit risk policy

Develop and maintain credit risk strategy
Set, establish and monitor credit limit structures and policies
Build scorecards and analytics models
Manage and monitor credit risk related projects

Portfolio modelling

Oversee the modelling of the credit portfolio and its impact on the business
Develop and manage provisioning model, profitability models and legal transfer models
Manage bad debt, cash flow and risk forecasting models

Operational support

Assist the operations with budgeting models
Support the use of predictive dialler technology in the Collections Call Centre
Support Vetting, including fraud management processes
Actively engage with all other areas of the business

Business analysis

Use SQL to obtain data from the Data Warehouse
Analyse the data to answer business questions and solve problems

Project management

Ensure delivery on all projects as instructed by the Manager and Director


If you are a SA citizen & your CV meets the above criteria, please email your CV immediately.