Property Loan Officer Verfied

Salary Negotiable Not Specified more than 14 days ago 16-10-2017 4:01:15 PM
13-11-2017 4:01:15 PM

My client a Leader within the finance of commercial property development is currently recruiting for a Loans Officer to be based in KZN. Minimum -Masters/Honors Degree or equivalent in Commerce, Engineering,Quantity Surveying,Business Science or related areas A minimum of 5 yearsâ?? experience-Commercial Property Finance environment Excellent numeracy skills and working with property feasibilities.

Business Development (Marketing)

  • Establish and maintain relationships with inner city property investors and developers, estate agents, property brokers, property auctioneers, liquidators etc.
  • Establish and maintain relationships with key municipal stakeholders to support TUHF investment decisions and opportunity identification
  • Identify opportunities:
    • Available stock
    • Appropriate clients
  • Manage that opportunities meet business requirements of TUHF
  • Secure and finalise new business deals with new and existing clients
  • Provide input to potential clients on proposed processes

Review existing markets to identify potential opportunities 

Deal Making 

 

Character Assessment

  • Evaluate potential clients utilising the TUHF character analysis
  • Assess the borrower’s financial and management capabilities in line with TUHF requirements

Feasibility

  • Evaluate the building, gathering all required data to complete the feasibility assessment
  • Complete the TUHF feasibility model
  • Review the feasibility of the property to ensure that it meets TUHF’s parameters
  • Monitor property market indicators at the specific market related level
  • Mitigate risks when structuring financial solutions
  • Develop TUHF’s evaluation of the deal

Offer

  • Engage with client and conduct first stage discussions regarding TUHF deal findings vs. client proposal
  • Structure deal based on feasibility and agreed way forward (post client negotiation)

Loan Proposal

  • Develop a loan proposal that complies with TUHF’s loan and credit policy
  • Present proposed loan for approval and address any additional requirements
  • Maintain regular communication of progress and decisions with client

Deal and Market Expertise

  • Maintain expertise in
    • The markets
    • The products
    • The deal structures and
    • The client

Administration

  • Maintain comprehensive and complete records on LCMS
  • Meet all deadlines
  • Comply with required deal deliverables
  • Comply with LCMS workflow

Stakeholder Relationship Management 

 

  • Own relationships with existing and new clients and stakeholders
  • Maintain integrity of the TUHF single-point-of-contact service approach
  • Build relationships on a foundation of mutual benefit and responsibility
  • Retain stakeholder loyalty
  • Address and resolve stakeholder issues
  • Identify and communicate relevant opportunities and innovations that support stakeholders
  • Meet required turnaround times in terms of agreed workflow process

Communicate deal progress and requirements within agreed turnaround times

Loan Portfolio Management 

 

  • Manage that assets are maintained at required standards
  • Manage existing client’s portfolios in line with procedure
    • State of building
    • Tenancy
    • Financial statements
    • Payment history
  • Actively manage arrears, utilising the relevant systems and policies to achieve required targets
  • Actively manage utilities within portfolio to deliver required targets
  • Actively manage disbursements within portfolio to deliver to required targets
  • Actively manage compliance certification

Manage that cyclical processes are completed within deadlines

Provide technical support

 

  • Provide technical support for refurbishments, conversions and new build projects related to
    • Compliance
    • Professional team selection and appointment
    • Building plans and design
    • Product fit-for-market
    • Long-term sustainability requirements
    • Contract strategy
    • Costing
    • Activity based implementation programme or Bill of quantities
    • Property Management solutions

 

Ref: DBN000558/AN