Job Description: Position Is based in ALIWAL NORTH EASTERN CAPE
The Area Manager is ultimately responsible for the day to day operating activities of his/her relevant Area with regards to financial, business/marketing and people management for the branches forming part of his/her area.

General Purpose:
The General Purpose of the role is to execute regional strategies on area level that will ensure the regions contribution to the national goals of the bank with regards to sales, collections compliance and bottom line net profit.
Essential Functions:
Financial Management
• Continuously manage and monitor branch performance with regards to the following:
o New business loan advances.
o Interest Revenue
o Fee Income
o Branch expenses
o Age analysis
o Provisions and impairments
o NPAT

Business management
• Ensure implementation of and compliance with internal policy as determined by Executive management.
• Ensure regulatory compliance on branch level.
• Ensure adherence to collections policies and procedures in Branches
• Ensure adherence to other company Policy requirements and procedures.
• Ensure timely and accurate reporting on area and within branches.
• Ensure reporting accuracy on a daily, weekly and monthly basis.
• Provide operational support to branch network in area. Ensure maintenance of company hardware and software.

Sales and Marketing Management
• Develop implement Sales and Marketing plans to improve branch performance
• Effectively implement sales and marketing plans
• Measure plan effectiveness and implement correct actions where required
• Actively focus on marketing and cross sell of non loan products
• Drive community participation through focussed marketing activities
• Develop and implement marketing action plans in branches to drive business volumes